The House and Senate Banking Committee wrangling wrapped up early this morning after a 20-hour session, with full Congressional approval likely in the next week or two.  Commercial end users of interest rate and foreign exchange derivatives look to be largely unaffected by the bill, although some desks may be spun off from large banks and more clearing will take place between broker-dealers.   Bigger infrastructure for unwinding failing banks and insurers, requiring skin in the game for debt originators, and consumer protections from bank fees are also included. (Bloomberg)